关于信用卡收费的考研英语看图作文范文
　　考研英语的看图作文是重中之重，对于这种模式作文一定要有感觉，要注重语言的多变性。考研英语作文写作能力的提高是一个循序渐进的过程，因此，考试前几个月适当背一些实用看图作文范文 是有好处的,至少速度都要提高好多。下面是北京文都考研小编为您整理的关于信用卡收费的考研英语看图作文范文。
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　　Along with the increase of commercial activities andtransaction scales，credit card business has developedrapidly. The popularization of credit cards enables more andmore consumers to pay by card instead of cash when goingshopping. In spite of advocating the consumption pattern of“spend today and pay tomorrow"，quite a few consumersrecently point out that banks issuing credit cards lackcreditability and arbitrary charges on cards are common incertain banks.
　　What are the main reasons for the above-mentionedphenomenon? Firstly，a few banks fail to fulfill informingobligation in advertising. In the next place，for the purposeof business and market development，some banks and theirrelevant staff examine and approve credit card businessrecklessly and overissue credit card at times. Hence，whenapplying for cards，consumers should be more rational andhave a better understanding of related liability clauses.
　　The Master said，“How can one be acceptable withoutbeing trustworthy in words?”The argument is stillapplicable and valuable in the modern society of commodityeconomy. A credit card itself is a representative ofcreditability and reputation，while arbitrary charges on itdestroy the credit. Therefore，we should establish mediasupervision mechanism and encourage complaints onunreasonable charges，and if necessary，consumers canresort to laws. Anyway，only when everyone sets uppersonal integrity system in his or her mind can discredit ofcredit card be rooted out.
　　全文精译:
　　随着商业活动和交易规模的不断扩大，信用卡业务得到了快速的发展。信用卡的普及使得越来越多的消费者在购物时可以刷卡消费而不是付现金。尽管很多人崇尚“今天花钱，明天还钱”的消费方式，但近来不少消费者反映发放信用卡的银行缺少信用，一些银行存在信用卡乱收费的问题。
　　出现上述现象的主要原因是什么呢?一是一些银行在广告宣传中没有尽到告知义务;二是为了发展业务、争夺市场，有的银行及其工作人员存在审批不严、滥发信用卡的行为。因此，消费者在办卡时应该更加理性一些，问清相关责任条款。
　　子曰:“人而无信，不知其可也。”在今天的商品经济社会，这句话仍然适用且有价值。信用卡本身就是一种信用和信誉的代表，而对信用卡乱收费则使这种信用荡然无存。所以，我们应建立媒体监督机制，鼓励对信用卡乱收费现象进行投诉，必要时消费者还可以诉诸法律。当然，只有人人在内心深处建立起个人诚信系统，信用卡无信用问题才能得到彻底解决。
　　以上是北京文都考研小编为您整理的关于信用卡收费的考研英语看图作文范文的全部内容。